Whenever you purchase (eg book tickets) or make an online payment, it needs to be securely processed and verified by a third-party payment processor.  

  • These processors include Banks (for net banking, IMPS, NEFT, RTGS transactions), Visa, Mastercard, AMEX, Rupay, etc (for credit and debit card transactions),  Paytm, UPI apps, and other payment wallets that charge a small fee for this service (‘payment gateway charges’).  These charges on crowdfunding websites are unavoidable.  
  • This is NOT Milaap fees. These fees go directly to the payment processor and help us keep Milaap a safe place to donate.

Payment gateways charge their fees as a % of the donation amount made. It varies based on the mode of payment and service provider.

For donations made in Indian Rupees (INR)
UPI apps - 0.75% to 2.45%
Paytm - 1.92%
Debit/Credit cards - 2.33%
Netbanking - 2.51%
Amazon Pay - 2.71%

For donations made in US Dollars using a card issued in the USA (USD): 2.9% + 30cents per donation
For donations made in other foreign currencies or in USD using a card issued outside the USA: 3.9% + 30cents per donation
Reference: https://stripe.com/us/pricing